Three DON’Ts for credit unions using consultants

first_imgDon’t ask a consultant to tell you the “best practices.” After decades of helping dozens of companies address a myriad of business problems, I can tell you that there are no effective “best practices.” Every credit union is different: Different size, different field of membership, different strategy, different management, different resources, different market, different culture, different mission, different labor pool, different member population. Successful operating practices must match the specific circumstances of your credit union. The “best practices” are those that work best for your credit union, and a good consultant can help you sort them out. continue reading » 25SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Organizations use consultants for a variety of reasons. Consultants can help develop sound business strategies, improve operating effectiveness, enhance brand awareness, assess vendors and alliance partners, and provide knowledgeable, valuable input on any number of issues facing today’s credit unions.But there are some common misconceptions and occasional misuses of consultants that can prove costly and ineffective, even counter-productive. Here are my three big “don’ts” for effective consulting engagements:Don’t expect consultants to be gurus. Consultants aren’t all-knowing swamis offering mystical insights into business problems. The good consultant doesn’t offer opinions; he (or she) performs sound and thorough analysis leading to an understanding of a problem and valid suggestions. I’ve often said to clients, “You can have my advice for the price of a beer. We can sit at the bar, chat away and I’m glad to give you all kinds of advice.” But it wouldn’t be worth much. What’s worthwhile, and worth the fees, is the studied analysis of information; the search for real findings, careful analysis to formulate valid conclusions, and knowledgeable assessments to arrive at reasonable recommendations. That’s what consulting is about, not the spouting of opinions.last_img read more

GamCare backs #readytotalk campaign

first_imgShare Share UK gambling adopts toughest online advertising code to protect underage audiences August 27, 2020 StumbleUpon Submit Supporting those most vulnerable to problem gambling during the ongoing lockdown, a number of helplines – including GamCare – have launched the #readytotalk campaign.The campaign aims to raise awareness of problem gambling support services at a time when people are most vulnerable, encouraging individuals to reach out and speak about their issues confidentially.Anna Hemmings, Chief Executive of GamCare, said: “With lockdown easing, people have the chance to look up and take stock, to deal with the issues that may have been put to one side. We know that addictions, and gambling problems specifically, can be aggravated by feelings of isolation and distress that have been so prevalent through lockdown.“We want people to know we are here to help and ready to listen whenever they are ready to talk. It is great to have support services and helplines united in their desire to help people across the country, especially during uncertain times.”GamCare, which runs the National Gambling Helpline, has joined forces with Samaritans, Refuge and Cruse Bereavement Care in launching the campaign.During the lockdown, the betting and gaming industry has stepped up its support for those affected by gambling related harm.Last month, the Betting and Gaming Council (BGC) pledged £10 million in funding for a new ‘education and support programme’ across the UK.The learning programme, co-developed by GamCare and YGAM, will educate 11-19 year olds on problem gambling awareness, addictive behaviours and the real-life consequences of gambling addiction. Related Articles BGC calls for updates to ‘outdated’ payment regulations August 21, 2020 BGC lauds success of whistle to whistle ban August 21, 2020last_img read more

Uneasiness looms in Ghana U20 camp over unpaid camping allowance and qualification bonus

first_imgThe camping allowances of the Ghana U20 team remain unpaid ever since they were first called into camp back in July.The Black Satellites players have also not been handed their qualification bonus for progressing from their previous round of their qualifiers towards next year’s African Youth Championships at the expense of Sierra Leone.The team failed to make good use of home advantage as they were held to a goalless draw by Gabon in the first leg of their ultimate qualifier played on Sunday in Accra.Players of the side remain discontent which the treatment being meted them even though they shy away from stepping out to make their concerns public for fear of being thrown out of the team.But investigations has revealed an increasing subtle disquiet in Sellas Tetteh’s camp over their unpaid dues.The players use their camping allowance to buy little stuff including mobile phone airtimes in order to communicate with their families, friends and loved ones. They have however been deprived of this privilege since they joined the Ghana U20 camp back in July.Their qualification bonus due them for their progress from the previous round of qualifiers have also not been paid despite several assurances from officials.They were even promised payment of this bonus days leading to their disappointing draw with Gabon.It is expected that officials will act fast to settle all these outstanding issues before the team emplanes for the crucial return encounter against Gabon in fortnight.The Black Satellites need all the motivation they can get to ensure they go all out to secure the result against the very strong Gabonese team in their own backyard. Ghana needs to avoid defeat at all cost or secure a scoring draw in order to qualify ahead of Gabon.The team hopes to make a successive appearance at the AYC finals following their runner’s up feat last term in Libya.last_img read more